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(They originally requested a letter from my employer saying I was working, but that was Labor Day weekend, and I was not actually working, so I’m hoping the paystub will suffice.) I provided some credit card statements (Chase and non-Chase), showing purchases I had made locally at stores during that time in my home city in Virginia, and also provided a paystub showing that I had not taken any vacation time during that time. I was most definitely not in Spain at the time, I did not know anybody in Spain at the time, etc.Ĭhase said that I needed to provide proof that I was not in Barcelona, Spain September 3-6 of this year. But the bottom line was that Transfeero shows that I booked two taxis / airport limos from Barcelona Airport to another city in Spain, and then, one taxi from that same city back to Barcelona Airport. But they said they’d do another investigation.Ĥ8 hours later, they sent me a letter saying that I was responsible for two of the Transfeero transactions because “You received benefit from this transaction.” For third Transfeero transaction, the reason was that “You notified us that this transaction is valid.” (Not true, I reported all three as fraudulent).Īnyway, I called back today and was able to get a LOT more information. So because they had all that, they said it was not fraudulent. Edited to add: I think it's important to note that Chase said the transaction details were under my maiden name, which I have not used in 10 years now). When I finally called, they told me that they made the determination that the charge was fraudulent, but that the Transfeero merchant transactions were made by me because the purchaser had utilized my name, email address, address, and credit card number. They did a temporary reversal of the charges, said they’d do an investigation, cancelled the card, sent me a card with a new number, etc.Ī few weeks ago (early November) I saw that the Transfeero merchant transactions had been added back to my statement. I’ve had fraudulent charges in the past, probably once every few years, and so this was a fairly familiar process for me. I called Chase in September and reported them as fraudulent. I’m just rounding here to keep things simple for the post) One for (~$1000), and three for a merchant called Transfeero. In early September, I noticed there for four fraudulent charges on my Chase credit card. But my goodness that was some stressful effort! Still very puzzling how my account information was “on file” with Transfeero which made them seem it not fraud at first. They accepted my evidence of using cards locally in my hometown and also based on my paystub for that pay period. UPDATE: November 22: they reversed the charges. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.

#Chase dom credit card reddit how to#

Get your financial house in order, learn how to better manage your money, and invest for your future.

This time around, I was able to get a sub tutoring job and the pay fluctuates from 0 to 200-300 every month because I am a substitute tutor. My discover it student card has a limit of 500 and at the time, I had about no income but still got approved.

Hi, how likely would I be approved if I apply for the Chase Freedom® Student credit card given that I had only opened a credit card 2 months ago? Do you have any cards you've been looking at? Chase Freedom® Student credit card.

#Chase dom credit card reddit mod#

No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages.

#Chase dom credit card reddit upgrade#

PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card

#Chase dom credit card reddit verification#

List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Official User Flairs Thread - Learn how to customize your user flair